A new government program—Home Affordable Foreclosure Alternatives (HAFA)—started recently. Its goal is to speed up and standardize the short sale process, as well as to make the negotiation of a distressed property easier for buyers. To do this, financial incentives are provided to lenders. Here are some of the new rules: Banks will set an [...]
Maybe you have an inkling that your home is worth less than you actually owe. Maybe you are too scared to know for sure. But you take the plunge anyway and enlist a real estate agent to perform a market valuation and a Comparative Market Analysis (CMA) which proves that indeed your home value has [...]
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